Bandhan Bank announced its financial results for the first quarter of the financial year 2025-26. The bank’s total business grew by 11%,...
Bandhan Bank announced its financial results for
the first quarter of the financial year 2025-26. The bank’s total business grew
by 11%, to close at Rs.2.88 lakh crore. The Bank's share of retail to total
deposits now stands at nearly 68%. The growth observed in the first quarter was
driven by the Bank’s expanded distribution network, improved operational
efficiency, and a favorable business environment. The net profit for Q1 FY25-26
stood at Rs.372 crore.
The Bank now serves above 3.14 crore customers
through nearly 6,350 banking outlets across 35 out of 36 states and UTs of
India. The total number of employees working at Bandhan Bank is more than
72,000.
During Q1 FY26, the Bank registered a 16%
year-on-year growth in its deposit base and the deposit book now stands at
₹1.55 lakh crore. Total advances have reached ₹1.34 lakh crore for the same
period. The Current Account and Savings Account (CASA) ratio stands at 27.1% of
total deposits. The Bank’s Capital Adequacy Ratio (CAR), a key indicator of
financial stability, is at a robust 19.4%, well above the regulatory threshold.
Speaking on the Bank’s performance, MD & CEO
Partha Pratim Sengupta said, “Bandhan Bank has delivered a sequentially
improving performance in Q1 FY26, marked by strong growth in deposits and
continued momentum in retail & Wholesale banking. While the operating
environment poses certain challenges, our performance reflects the underlying
resilience of our business and the strength of our strategic direction. We
remain focused on prudent risk management, operational efficiency, and
delivering long-term value for our customers and stakeholders."
The Bank is focused on diversifying its asset base,
with a strategic emphasis on growing the retail portfolio. Accelerating
digitization remains a priority to drive efficiency, improve productivity, and
elevate the customer experience.
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